Kampaaniin Arong Meinisin en Micronesia

Kapas allim ngeni aramasen FSM! Ikenai, sipwe kapas usun ewe pwan nengeni mei akkom ren ekkewe moni appwekkapw ren app me ekkewe founen moni appwekkapw non ewe Fonuwapwe Mwichen Fonu Micronesia (FSM). Kapasen awewe mei amwochu, pun mei amwochu ach sipwe esingeni ach kewe aramas usun ewe fonuen moni me ach kewe tufich ren moni appwekkapw.

Ewe kapas mei amwochu mi tufich an epwe awewei pwe, ikenai, esap wor appen moni appwekkapw ra anapanap non FSM. Ekkewe founen appwekkapw ren moni ra chok wor seni ekkewe bankin meelo me ewe FSM Development Bank (FSMDB). Ekkewe osukosuk ren founen computer me kisikisinien chommongun aramas ra fakkun net ra anongonong ewe esap wor founen moni ikenai.

Ewe Fonuen Moni Ikenai non FSM

Ewe fonuen moni non FSM a chok anapanap ren ekkewe bankin meelo me ewe FSM Development Bank. Ekkewe bankin ra wor non FSM ra wor Bankin FSM me Bankin Guam, ra chok anapanap ren ekkewe fonuen FDIC (Federal Deposit Insurance Corporation). Ewe FSM Development Bank, ewe bankin mwu, a affata moni appwekkapw ren business me ren aramas.

Ekkewe osukosuk ren founen computer

• Kisikisinien founen computer ren moni: Ekkewe founen moni ikenai ra chok kisikis non FSM. Esap wor founen mobile money ra anapanap.
• Kisikisinien fakkun net ren mobile: Ewe chommongun aramas ra fakkun net ren mobile a chok kisikis non Micronesia. Ekkewe founen internet ra chok wor non ekkewe won fonu mi chommong aramas, napanap Kolonia me Palikir non Pohnpei.

Ekkewe fonuen apwungu ren moni appwekkapw

Ewe fonuen moni appwekkapw non FSM a apwunguren fakkun meelo. Ewe Title 34 non FSM Code a apwungu ewe monien uche-uche ren moni appwekkapw: 15% APR ren aramas me 24% APR ren business. Ewe Banking Board of FSM a apwungu ekkewe bankin, nge esap chommong an apwungu ekkewe moni appwekkapw esap seni bankin, pun esap wor ra anapanap.

Ekkewe Bankin ra Anapanap non FSM (Esap Wor Appen Moni Appwekkapw)

Mei amwochu ach sipwe esingeni pwe, ikenai, esap wor appen moni appwekkapw ra anapanap non FSM. Ekkewe bankin ra chok anapanap non FSM ra wor Bankin FSM (BFSM), Bankin Guam (BOG), me ewe FSM Development Bank (FSMDB). Ewe chok mei wor founen bankin mobile ra chok ren Bankin FSM, nge esap ren moni appwekkapw. A chok ren atunong ren moni, anapanap moni, me ekkewe napanap mi chok wor non bankin meelo.

1. FSM Development Bank (FSMDB)

Ewe FSMDB, ewe bankin mwu, a anapanap ren moni appwekkapw mi chommong non FSM.

• Napanapen Moni Appwekkapw: Appwekkapw ren Business, Appwekkapw ren Napanapen Manaw, Appwekkapw ren Iimw.
• Monien Appwekkapw: Seni $1,000 ngeni $50,000 ren Appwekkapw ren Napanapen Manaw.
• Monien Uche-uche: A sokkolo, nge esap kon lap seni ewe 15% ren aramas me 24% ren business ren fonuen FSM.
• Napanapen Anappwekkapw: Mei chok ren pwon non an kewe ofis.
• Efeioch: Aramasen FSM, me aramas ra no non FSM ren 5 ier, me lap seni 18 ier.
• Ekkewe Ofis: Pohnpei (ewe ofis mi lap), Kosrae, Chuuk, Yap.

2. Bankin FSM (BFSM)

Ewe Bankin FSM, ewe bankin FSM, a anapanap ren moni appwekkapw ren aramas me business, me pwan ren iimw.

• Appen Mobile: BFSM Mobile App (Google Play), nge esap ren moni appwekkapw. A chok ren napanapen bankin meelo.
• Napanapen Moni Appwekkapw: Appwekkapw ren aramas, Appwekkapw ren business, Appwekkapw ren iimw.
• Monien Uche-uche: Esap kon lap seni ewe 15% ren aramas me 24% ren business.
• Anapanap: FDIC Insured.

3. Bankin Guam (BOG)

Ewe Bankin Guam, ewe bankin seni fonu pwan, a anapanap ren moni appwekkapw ren business.

• Appen Mobile: Esap wor appen mobile ren FSM.
• Napanapen Moni Appwekkapw: Appwekkapw ren business me Appwekkapw mi wor anap.
• Fonuen Anap: Ekkewe anap ra mwochu ren moni appwekkapw mi anap.
• Anapanap: FDIC Insured.

Apwungu ren Aramas me Kapasen Awewe

Pun esap wor appen moni appwekkapw non FSM, a wor osukosuk mi amwochu ren aramas mi mochen moni appwekkapw. Mei amwochu ach sipwe esingeni ekkewe osukosuk me ekkewe kapas awewe ren ach sipwe tumunukich.

Ekkewe osukosuk mi amwochu

• Esap wor founen moni appwekkapw pwan: Ewe esap wor founen moni appwekkapw pwan a apunguni ekkewe tufich ren moni appwekkapw.
• Kisikisinien esinga ren computer: Ewe kisikisinien chommongun aramas ra esinga usun computer me internet a apunguni ekkewe tufich ren founen moni ikenai.
• Fonuen mi feiengeni: Aramas ra nonompw non ekkewe fonu mi feiengeni ra esap chommong ar tufich ren moni appwekkapw.
• Esap wor fonuen apwungu: Pun esap wor appen moni appwekkapw, esap wor fonuen apwungu mi akkom ren mettochun mobile lending.
• Tufich ren atai: A wor tufich ren atai seni ekkewe moni appwekkapw seni fonu pwan.

5 Kapasen Awewe ren Aramas

1. Amwekin ekkewe programen FSMDB: Nengeni me amwekin ekkewe moni appwekkapw ren napanapen manaw me business seni FSMDB, pun ra wor fonuen apwungu me ra apwonueta non fonu.
2. Amwekin napanapen bankin meelo: Amwekin unungun moni non Bankin FSM me Bankin Guam ren ach sipwe tufich ren moni appwekkapw seni ar.
3. Apwonueta ekkewe anap mi mwochu: Apwonueta ekkewe anap usun moni, plan ren business, me ekkewe anap mi mwochu ren ach sipwe anappwekkapw non bankin meelo.
4. Nengeni ekkewe fonuen mi feiengeni: Mei amwochu ach sipwe plan ren ach sipwe anappwekkapw non pwon, pun ekkewe founen moni ikenai ra esap chommong non ekkewe fonu mi feiengeni.
5. Nengeni ekkewe founen apwungu: Nengeni ewe Digital FSM project me ekkewe pwan nengeni ren founen moni ikenai.

Ekkewe Founen Technology me Pwan Nengeni Mwan

Ewe FSM a wor tufich mi lap ren founen moni ikenai, nge a mwochu ach sipwe amwekin founen computer me apwunguren fonuen apwungu. Ewe Digital FSM project, mi anap seni World Bank, a pwan nengeni an epwe amwekin internet ngeni ekkewe fonu mi feiengeni non 2026. Nge a mwochu ach sipwe fori mettochun mobile money me amwekin esinga ren computer.

Ekkewe mwochu ren founen mobile money appwekkapw

• Apwonueta ewe founen cable fan ewe nam (mei anapanap).
• Amwekin founen mobile broadband ngeni ekkewe fonu mi feiengeni.
• Apwonueta founen digital ID.
• Apwonueta fonuen apwungu ren mobile money.
• Apwonueta fonuen apwungu ren aramas ren moni appwekkapw ikenai.

Ewe kapas mei awewe pwe non FSM, ewe fonuen moni a mwochu ach sipwe amwekin founen computer. Nge a wor tufich mi lap ren founen moni ikenai ren ach sipwe amwekin ekkewe founen computer me fonuen apwungu.

Mei amwochu ach sipwe esingeni pwe ekkewe napanapen moni appwekkapw ra sokkolo seni bank ngeni bank. Mei awewe ach sipwe kapas ngeni ekkewe bankin me FSM Development Bank ren ekkewe napanapen moni appwekkapw mi mwochu ikenai.